If you are feeling pessimistic or hopeless about the United States economy or the future of this country, read Chairman Bernanke's speech to Boston College graduating Law students. It is the most inspiring and hope filled speech.
Your compass right now, in my opinion, is Chairman Bernanke. What he states in his speech is so uplifting and what we, consumers/citizens, need to hear right now. We need hope! Please read and enjoy!
http://www.federalreserve.gov/newsevents/speech/bernanke20090522a.htm
Stay tuned...I have more to share. Just another day in the mortgage mess!
Time is of the Essence
Testimonial:
"Taking Control of Your Financial Destiny"©
- 5 Tips For Dealing with a Home Equity Line Freeze or Reduction
- Brochure describing the basics of mortgage-rate lock ins
- CONSUMER ALERT - FORECLOSURE SCAMS
- Consumer Guide to Mortgage Refinance
- Consumer Handbook
- Consumer Tips for Avoiding Foreclosure Scams
- Credit Card Repayment Calculator
- Dynamic Map of Credit Card and Mortgage Delinquencies in the United States
- Electronic Deposit Insurance Estimator (EDIE)
- Failed Bank List
- Federal Reserve announces changes to Money Market Investor Funding Facility (MMIFF)
- Federal Reserve Consumer Help
- Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
- Forms of Federal Reserve Lending Chart
- FTC Real Estate Glossary
- Helping Families Save Their Homes Act of 2009
- Individual Retirement Arrangements - Publication 590
- Interest Only Loans and Option Arm loans
- Links to Consumer Credit Counseling Groups
- List of Bank Failures
- List of Credit Counseling Agencies Approved Pursuant to 11 U.S.C. § 111
- Looking for the Best Mortgage
- President's Recovery Program
- Publication describing interest-only and payment-option mortgages
- Resources for Stabilizing Communities
- Reverse Mortgages: Get the Facts Before Cashing in on Your Home's Equity
- Rules for FDIC Insured Accounts
- Savings Calculator
- Service of Homeowner's Preservation Foundation
- TARP Program Information
- The US Dept Housing & Urban Development, Twitter page
- Tips for avoiding predatory lenders
- Tool for comparing mortgage rates and terms
- Ways for Consumers to Avoid Foreclosures
- Your Personal Finances
Recommended Reading:
- Barron's Magazine
- Essays of the Great Depression by Ben Bernanke
- Financial Times
- Foreign Affairs, Is America in Decline? May/June 2008 Edition
- Maestro by Bob Woodward
- Real Estate Glossary (posted 7/31) - http://www.ftc.gov/bc/realestate/resources/realestateglossary.pdf
- The House of Morgan, An American Banking Dynasty and the Rise of Modern Finance by Ron Chernow
- Wall Street Journal
My Favorite Books
My Favorite books
Blog Archive
About Me
- Life in the housing crisis/mortgage mess
- I have been in banking/mortgage industry for 15+ years and have worked for a major FDIC insured bank, mortgage broker, and mortgage banker. I have a Bachelor's Degree from the University of Arizona. I pride myself on values, morals, and principals, which have guided me throughout the years to earn a reputation as a caring and honest professional. My supportive clients have driven me to infuse my knowledge on the industry in order for the general public to benefit via my personal blog. My viewpoints touch on the current challenges we face in the housing industry and general financial market. I welcome your comments and feedback at: yourfeedbackmatters@gemail.com To view my story click below on blog archive; it will take you to all of my postings, including my story.
Neglected Foreclosures
Petition for Congress - "not active" - April 2008
Sleepy Loans?
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